What to do if you’ve been scammed into buying carbon credits as an investment

Truthfully, having a firm grip on my finances is still a work in progress. One way that Scotiabank is participating is by asking Canadians to share the best financial advice they have ever received. What was the best financial lesson you ever learned? Was it from a parent when you were young? A lesson about credit card interest that you learned the hard way? Or maybe some advice shared by a financial advisor at your local institution? Some people do it right away, others set aside time once a month. It can happen so easily!

4 Killer Follow Up Emails When You’ve Heard Nothing After the Interview

It usually requires having that awkward ‘break-up’ talk. It’s especially difficult when your partner doesn’t see it coming. There’s an app for that! Yes, you read that correctly.

Omigod, this was the single most craptastic, useless, counterproductive, and very worst dating advice I have ever received (after a recent break-up). And I got it a lot when I was in my teens and 20s from well-meaning peers who were doing the same thing.

Do you need legal advice? Use our search tool to find a solicitor Known as the courier card scam, the average age of victims is 69 — and it is mainly the elderly who are being targeted. So, remember, your bank will never ask for your PIN or come to your home to pick up your card. When calling your bank always check you can hear the dial tone before entering the phone number.

In the old days it was highwaymen like Dick Turpin people had to beware of: When your old policy comes up for renewal, you look around for a broker to help you get a good deal. Perhaps you spot an advert in a local newspaper or on a website such as Gumtree, or have been handed a flyer on the street. You call the broker advertised and they organise a cheap insurance policy, for which you pay up front. Or you have been given a genuine policy, but the broker has cancelled it immediately after taking it out and pocketed the refund.

Alternatively, they may have fiddled with your personal details — such as your age, address, job or information about past claims — to get a cheaper price.

Icebreaker: What’s the best piece of advice you’ve ever received?

You even wrote a nice job interview thank you letter. Now, you are scratching your head right? How could everything be so positive and then just silence. Have you been there before? You are not really sure what to do but you are still definitely interested. While it is not a bad practice to mail a follow up letter after the interview, I highly recommend that you use these letters as an email.

A lot of dating is just ice cream and spaghetti situations, they are both delicious, but not necessarily together. Maybe ice cream needs hot fudge and spaghetti needs meatballs. In other words, don’t stick around if you get the feeling things aren’t right for you, you don’t need a big reason to leave — lots of people are great, just not as a partner for you.

You also have to be careful during the no contact period of certain things you need to avoid. This section is here as a warning sign because it is very easy to fall in this trap and just spend the entire no contact without making any progress in your life. Obsessing Over Your Ex You are not helping yourself if you are watching every movement of your ex.

You have to understand that even if your ex starts to miss you during the no contact and they contact you, they will easily pick up on your neediness and the fact that you are obsessed about them. And when they do, they will again lose their attraction. You have to use the no contact period to stop the addiction of your ex. And as mentioned before, the only way to do it is go cold turkey.

Delete your ex from your facebook or deactivate your account for a month. Indulging in alcohol, drugs, cigarettes etc. You are just replacing one addiction your ex with another. No ex will take you back once you become an addict. Also, if you ever go out drinking with your friends, make sure you give the phone to your friends so as not to drunk dial your ex and make a fool of yourself.

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What’s the best piece of advice you’ve ever received? To this day I make sure I have comfortable, sturdy footwear. Juan Bernabeu Published Fall “Be quick to listen, slow to speak, and slow to anger. Both women were pregnant. Engaged in a conversation, my father and the other woman walked out into the ocean.

Dec 10,  · The best advice I ever got about love was from my grandmother, right before I got married. She said, “Marriage goes through cyclical phases, it’s almost like the movements of planets.

There’s so much dating and relationships advice out there for single combing through it all can be exhausting. Sometime’s the best advice is from the people that know you best–your mother, your best friend, your husband even. We asked our Facebook friends, “What’s the best advice about dating, men and love that you ever got? Stand AloneAfter a bad breakup my grandmother told me to “take a break from the men for 6 months.

Find a hobby because all they want to do anyway is park their shoes at the side of your bed. Find a man who’s as smart as you or smarter because it’s easier to learn what he knows, rather than having to teach him what you know. WilsonHug It OutI was told to “choose my battles wisely My auntie Faye married for over 20 years gave me that gem. You have to trust him to be your eyes if you can’t see, your arms if you can’t reach, your legs if you can’t walk and your mind if you can’t think

The Best Marketing Advice You’ve Ever Received: Ask the Experts Edition

Already know you have a cheating spouse? These are the 15 steps to surviving an affair. These are the 10 things you should never do after your partner cheats. There are budgets to consider and conversations about spending before a big purchase.

The Best Relationship Advice I Ever Received. Sheiresa Ngo The best relationship advice I’ve ever gotten, and that I give, is “easy does it.” you must go about dating the right way.

Troy Francis Troy is a game veteran of a decade’s standing, and a lover of women, literature, travel and freedom. He is also the author of The Seven Laws of Seduction. Visit his website at Troy Francis. The idea that meeting and attracting girls consistently has much in common with sales is nothing new. When it is time to go home, make one more call.

Fanatical Prospecting Currently employed by a start-up to generate new business in a tough marketplace, I have gone back to basics recently and sought to sharpen up my skills and gain inspiration from a number of business and sales books. Blount, a US sales profession who has built up a multi-million dollar sales and marketing business from scratch through sheer grit and the determination to make thousands of sales calls, has a very simple piece of advice. For this reason, the most fundamental task the salesman has, over and above administrative tasks, filling in spreadsheets, lunching existing clients and so on, is fanatical prospecting.

To put it at its simplest, the more sales calls you make, the more likely you will be to enjoy eventual success through at least a few of them. Rejection after rejection piles up, making you question the quality of your product yourself , your skills and the market. No one enjoys getting door after door slammed in their face after all. But what separates that men from the boys, so to speak, is having the ability to take those nos, carry on, and just make one more call anyway.

Another useful analogy to bear in mind is weight training. How often has it been said that it is doing one more rep that truly makes the difference?

12 Subtle Signs You’ve Got a Cheating Spouse

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Yes, to give advice is clearly one of the greatest pleasures in life, so why, then, do so few people ask for it and an even fewer number actually To continue reading this article.

Everywhere you turn you are bombarded with magazines that state they can help you find true love or at least help you find a candidate good enough to date. It initially sounded a bit controversial, but it makes more sense than you may immediately think it does. After using my sessions to vent about the current state of affairs in my romantic life, my male therapist said something that ended up being quite revolutionary for me at the time.

I think my eyes went even bigger than they already are. This was ridiculous, and not only was it ridiculous it was carte blanche to go around the block if you catch my drift. Dating 3 people at once felt off, to say the least. By that time you should be getting ready to settle down, and having a long-term partner already is something that is usually commended.

There are people that do find the one early on, but the flip side is that quite a number of those relationships are finished by the age of 30 and sometimes it comes down to only having tasted one flavour before committing to loving that sole flavour for the rest of your life. Dating 3 people at the same time is the perfect way to get to know yourself.

The power of choice is everywhere, but getting to know different people simultaneously is seen as scheming?

9 Facts About Telepathic Communication

Porn spam doesn’t mean anyone did anything illicit. Everyone gets spam, and some of it is porn. Lack of spam doesn’t imply you’ve been good, either. To the relief of those whose partners have wondered, asked, or accused along those same lines, the answer is an unequivocal no. Become a Patron of Ask Leo! Websites and email are unrelated When you visit a website, the site gets a certain amount of information about you, but your email address is not part of it.

Best dating advice you’ve ever received – Men looking for a man – Women looking for a woman. Is the number one destination for online dating with more marriages than any other dating or personals site. If you are a middle-aged woman looking to have a good time dating .

I was the one who even mentored him when he was starting. So i get a chance to talk to him. After a month i was assigned to a different department so i rarelly see him. I added him on facebook and sometimes if spotted online, i ask if how is he doing… Last week we saw each other at the office pantry…i was trying to reach the tupperware and he was there, and reached it for me.

I said thank you. Then after lunch i sent him a message through our office communicator, i thanked him again and i even apologize because i wasnt able to share my food.

One more step

There were times where everything was going great, but there was that feeling of insecurity that something would soon go wrong, and I would become depressed once again. But by the time I realized what I had been doing wrong a senior in High School , it was too late and the only friend I had left was just considered my “friend” to me because I didnt have anyone else. I have always been extremely shy, but when times were good and I had at least a few friends, I found it so much easier to be more friendly and introduce myself around people.

But my 3 roomates made the situation worse. One was depressed and overweight, she never spoke, had no social skills and only left the room to go to work.

My best dating advice for men: get to a position of ‘fuck you’. Position of Fuck You. Listen, there’s the infamous debate of if women like ‘nice guys’ or ‘assholes’.

Aine Greaney Ten years after I had landed here from my native Ireland, I met an American woman who gave me my best career advice to date. Say you can do it, and then make sure you really can. For over two decades, it has served me well. I went to college in the early s, in a country where, at least for us rural girls, young women were supposed to follow a gender-appropriate read: I also wonder if these mono-skills limit our newbie graduates’ usefulness and adaptability in a real-world, constantly evolving workplace.

And what project management software have you used? I did try out some of the software.

One of The BEST SPEECHES EVER – Simon Sinek about Love, Relationships & Leadership